Home Loan for Accountants - Mortgage Broker For Auditors

Mortgage Broker For Accountants

Find and secure accountant-only rates and terms with our mortgage brokers at Original Wealth.

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Access Exclusive Mortgage Options for Accountants

There are several mortgage perks that come with your profession. Accountants and auditors are considered low-risk borrowers with high earning potential and increased financial stability. This low-risk profile opens them to several benefits, including but not limited to –

  • LMI Waivers: Borrowers must pay a certain amount as LMI (Lender’s Mortgage Insurance) for every loan with a deposit of less than 20%. However, several lenders exempt accountants and other high-income professionals from paying this fee.
  • Interest Rate Discounts: Low risk and strong earning potential often mean better deals for accountants.
  • Higher Borrowing Power: As an accountant, you may be able to borrow up to 90-95% of a property’s value, compared to the 80% limit set for most other borrowers.

To access these benefits, you must meet certain eligibility requirements –

  • Be a member of a recognised accounting body like CPA Australia, CA ANZ, or IPA.
  • Be currently working as an accountant.
  • Provide proof of qualification and membership.
  • Some lenders also have a minimum income requirement.

At Original Wealth, our home loan brokers for accountants and auditors are versed in all such specifics and will help you access the most suitable loan products available in the market. We work around your financial requirements and job profile to bring you exclusive accountant-only mortgage products from leading lenders. Capitalise on opportunities available to your profession with our mortgage loan brokers for auditors.

Award-Winning Expertise, Backed by Results

2021 Top 100 Broker Award

2024

Top 100 Brokers

Commonwealth Bank Elite Broker 2024/2025 badge

2024-2025

Elite Broker

mortagage broker of the year award

2023-2024

Highest Number of Loans Settled

mortagage broker of the year award

2023-2024

Highest Dollar Volume

diamond MOG award

2024

MQG Diamond Club

2021 Top 100 Broker Award

2024

Top Brokerage MPA Australia

2021 Top 100 Broker Award

2023

MPA Top 100 Brokers in Australia

2021 Top 100 Broker Award

2021

MPA Top 100 Brokers in Australia

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2019-2020

Franchise of the Year (VIC)

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2019-2020

Managing Director's Rising Star Award

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2023

Choice Platinum Achiever

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2020-2021

Franchise of the Year (VIC/TAS)

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2020-2021

National Mortgage Broker of the Year

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2022

Choice Platinum Achiever

Why Choose Our Mortgage Brokers?

Wide Lending Network

With a network of over 40 bank and non-bank lenders, you are sure to find a mortgage product with competitive rates and favourable terms.

Comprehensive Assistance

We do it all for you so that you worry about loan comparison, negotiations or paperwork. Trust our mortgage brokers for accountants to handle the application and approval process.

Access Broker-Only Deals

With us, you can access broker-only mortgage deals that are not available to the general public special home loan and other packages.

Tailored Loan Solutions

We work around your job profile and financial positions to bring suitable loan products. With us, leverage your profession and streamline your mortgage journey.

Our Lenders

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Results that Speak Volumes: Client Testimonials

Don’t just take our word for it - check out what some of our clients have to say about us.

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Cheney and Arabella were wonderful in assisting us and made the whole process very smooth. They were very professional and were great with answering any questions we had.

Chris Shu

The best broker I’ve worked with! Highly recommend! They are so professional and effective and can match you with the lowest interest rate with lowest monthly repayment. Fantastic team!

Yidan Luo
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Cheney and Ivy are one of the most professional brokers I have worked with. Their experience, service and expertise impress me every time.

I would really recommend discussing your financing with them, they always have great ideas to solve my clients’ needs.

Ian Lam

Frequently Asked Questions

All accountants who are members of CPA Australia (CPA), Chartered Accountants ANZ (CA ANZ) or Institute of Public Accountants (IPA) qualify for these profession-specific mortgage products. This includes –

  • Public accountants
  • Corporate/in-house accountants
  • Self Employed accountants
  • Auditors and tax specialists

To check your eligibility, contact our home loan brokers for accountants.

Yes, accountants and other high-income professionals like lawyers and doctors can potentially access exclusive home loan deals that are unavailable to regular borrowers. The benefits include LMI waivers, a higher borrowing limit, and more. As your chosen mortgage brokers for accountants, we will help you access all possible benefits and proceed right in your mortgage journey.

Yes, self-employed accountants also qualify, given they submit –

  • At least 2 years of business financials
  • Tax returns and profit & loss statements

At Original Wealth, we will help you determine your eligibility, guide you through all the required documentation/paperwork and match you with the right lenders. Trust us and make way for a smooth and hassle-free mortgage application process.

Yes, we help with all kinds of loan products, be it home, investment, or commercial loans. Furthermore, we also offer refinancing assistance. Whatever your loan-related requirement, our mortgage loan brokers for auditors and accountants work alongside you and help you secure a loan that best suits your needs and expectations.

Some lenders allow accountants to borrow 100% of their property value without requiring a guarantor, but not all. To qualify, borrowers must demonstrate strong financials, stable income, and an excellent credit history, which many accounting professionals already meet.If securing a 100% loan is your key priority, we can help you connect with lenders who specifically offer these benefits.

Banks offer a limited number of loan products, but our mortgage brokers will bring you hundreds of options from market-leading lenders. Unlike banks, our job doesn’t end with providing you with suitable options. We help you with loan comparison, selection, along with the overall application and approval process. We don’t work for lenders but for our clients and secure a hassle-free experience for them.

While the exact documentation could vary depending on your job, financial position and lenders, here are some basic requirements –

  • ID (driver’s license, passport)
  • Proof of income (payslips or tax returns)
  • Employment details
  • Proof of membership (CPA, CA ANZ, IPA, etc.)

Our mortgage brokers for accountants will take you through all such details and help you manage your paperwork effectively.

If you are an accountant or other high-income professional, like a doctor or lawyer, you can get an LMI waiver even if you borrow more than 80% of your property value. However, not all lenders provide this exemption. At Original Wealth, we match you with lenders who offer the most favourable terms depending on your financial situation and profession. Connect with us for more information.

Yes, at Original Wealth, we work around diverse income structures. Whether you are a salaried employee, a self-employed professional, a partner in a firm, or receiving income through a trust or company, we can help you structure your loan accordingly. Depending on your role and position, your income and sources will vary. From your base PAYG salary to any applicable bonuses and allowances, we will ensure everything is accounted for and help you maximise your borrowing power.

In almost every circumstance, the services of our expert team come at no additional cost to you. That means you get complete guidance and support throughout your mortgage journey free of charge with us. The lender pays us a commission once your loan is settled, meaning you don’t pay us directly. If there are any charges, we will be upfront about them and ensure you don’t encounter any hidden charges later on.

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