Mortgage Brokers in Mount Waverley

In a nutshell, we simplify your loan process. Our experience and skills enable us to seek favourable loan products as per your circumstances, compare those and present you with the findings to take an informed decision that’s beneficial in the long term. We handle the paperwork and also negotiate with lenders for better terms. With our support, you can ensure a faster, smoother experience with better outcomes.

As your reliable mortgage brokers we strive to assist you with a range of loans that include but are not limited to:

• First home loans
• SMSF property loans
• Investment property loans
• Construction and renovation loans
• Commercial/business loans
• Next home finance
• Expat loans
• Specialist loans for professionals (doctors, lawyers, accountants)
• Low-doc loans

Yes. We serve clients across Melbourne and beyond, including:

• Glen Waverley
• Chadstone
• Notting Hill
• Balwyn
• Ballara
• Bendigo
• Box Hill
• Brighton
• Clayton
• Bentleigh
• Geelong
• Kew
• Malvern
• Richmond
• Wheelers Hill

Should your specific location not be immediately visible within the provided list, we kindly invite you to connect with our dedicated customer service team for further assistance.

Certainly. Refinancing is among the crucial services that we provide. We review your current mortgage and understand your goals, whether it's to seek a lower, change loan features, consolidate it with other debts or anything else. After this, we will research and compare your options, and reach out to you with recommendations and guidance to reduce repayments and unlock equity.

We follow a specialist approach when offering assistance to self-employed or foreign investors. For self-employed individuals, we consider the tax returns, business activity statement (BAS) and bank statement to understand the income and use it to present the best financial picture in front of specialist lenders.

When it comes to investors, we change our approach. With our deep knowledge of Foreign Investment Review Board (FIRB) regulations, we access the income earned overseas and connect you with suitable lenders.

We also manage remote applications and handle currency considerations.

When choosing a mortgage broker for your property journey, consider their accreditation and licenses, the diversity of their lending panel, client reviews and testimonials, and their history with borrowers in similar situations. Boasting a lending network of over 38 bank and non-bank lenders, all necessary credentials, and positive client feedback, our Balwyn-based brokers are a highly recommended choice.

Yes, we provide a Property Profile Report to support your real estate investment decisions. This service furnishes insights into a property's value and potential, enabling informed choices through metrics like estimated values, recent sales, and rental yield projections, empowering confident progression.

An individual's potential borrowing capacity hinges on factors such as income, living expenses, existing debts, financial commitments, credit score, and deposit size. Our Mount Waverley-based mortgage brokers conduct a thorough evaluation of these elements to accurately determine your borrowing potential. Connect with us to establish realistic financing expectations.

Lenders Mortgage Insurance (LMI) protects lenders against borrower default, typically required for loans exceeding 80% of property value. While the borrower pays, we explore strategies to minimise or avoid it, such as guarantor options or lenders with varied LVR thresholds, aiming to reduce your initial costs for Australian property purchase.

Low-doc loans focus on assisting self-employed individuals lacking standard payslips. Income verification relies on business bank statements and BAS. While offering access to finance, these loans may have higher interest rates. We guide you through eligibility and compare options from specialist lenders for your property needs.